york dating agency

Can a collection agency call a businessman a deadbeat and threaten to padlock his business?
This New York City collection agency called my son a "deadbeat" and threatened to padlock his business over a $500 vendor bill that he does not owe. Against my advice, he offered $250 to settle but was told if he did not overnight the full $500 his business would be padlocked.
Is there an agency in New York we can complain too?
We are no longer interested in settleing this. The offer was to avoid any hassle. Now it is a matter of principle. We will explore suing the agency as well.
Here is their name:
ADAMS STEVENS & BRADLEY LTDAddress:350 5th Ave. Suite 1822
New York, NY 10118View Location Map
Original Business Start Date:1/1/1998
Principal:Steve Rapaport, PresidentPhone Number:(212) 695-8050Additional Phone Numbers:(888) 669-8332
Fax Number:(212) 695-6090Website:www.bad-debts.netType of Business:Collection Agencies
No, they cannot. Those actions are illegal. The FDCPA makes it a crime for a third-party collector to harass a debtor or threaten to take action they cannot legally perform. Debt collectors (attempt to) collect debts, they don't padlock businesses. Please realize it's a serious mistake to offer to settle on a debt not owed! Have you actually sent any money to the collector? (Doing so would tend to legitimize the debt.) I suggest you document everything you do and all the contact made by the collector; names, dates, and numbers. Then sue for damages.
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